Terms & Conditions
Last updated: 1/10/2025
1. About us
The Website [www.zenco.com.mt] is operated by Zenco Partners Partnership registered in Malta under number P2194.
, with registered office at Registered office/ Postal Address – Office no. 3, JCR Offices, Commerce Street, Central Business District, CBD 3010, Malta
Contact: info@zencopartners.com / +356 7921 2598.
2. Acceptance of terms
By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website. We may revise these Terms at any time by updating this page.
3. Professional services disclaimer
Materials on the Website are for general information only and do not constitute accounting, tax, legal or other professional advice. You should obtain specific advice before taking or refraining from any action. Nothing on the Website creates a client relationship with us.
4. Access, availability and changes
We do not guarantee that the Website, or any content, will always be available or be uninterrupted. We may suspend, withdraw or restrict availability of all or any part of the Website for business and operational reasons.
5. User responsibilities
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other malicious or technologically harmful material, attempt to gain unauthorised access, or attack via a denial‑of‑service.
6. Intellectual property
Unless stated otherwise, all content on the Website (text, graphics, logos, downloads) is owned by or licensed to us and is protected by copyright and other intellectual property laws. You may download or print extracts for personal, non‑commercial use, provided you do not modify the materials or remove proprietary notices. Any other use requires our prior written consent.
7. Third‑party links
The Website may include links to third‑party sites. We have no control over the contents of those sites and accept no responsibility for them or for any loss or damage arising from your use of them.
8. Liability
To the maximum extent permitted by law, we exclude all implied conditions, warranties, representations or other terms that may apply to the Website or any content on it. We will not be liable for any loss or damage arising from or in connection with (i) use of, or inability to use, the Website; (ii) use of or reliance on any content; (iii) viruses or other technologically harmful material due to your use of the Website.
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded under Maltese law.
9. Client engagements
If you engage us for services, the relationship will be governed by a separate Engagement Letter and Standard Terms of Business. In case of conflict between these Website Terms and the engagement documents, the latter prevail.
10. Privacy & cookies
Our Privacy Policy and Cookie Notice explain how we process personal data and use cookies. They form part of these Terms.
11. AML/KYC compliance (for contact/engagement forms)
You acknowledge that we may request information and documents for customer due diligence and ongoing monitoring in line with Maltese AML/CFT requirements. Submissions through the Website must be accurate and lawful. We reserve the right to decline or terminate engagements where required by law or professional rules.
12. Governing law & jurisdiction
These Terms are governed by the laws of Malta. The courts of Malta shall have exclusive jurisdiction, subject to our right to bring proceedings in your country of domicile where appropriate.
13. Contact
Questions about these Terms: [legal@zenco.mt] or [postal address].
