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in Private Clients

Private Clients Solutions

Malta's favourable non-dom regime, residence pathways, and tax efficient framework provides an ideal environment for structuring personal and family wealth. Importantly, Malta imposes no wealth or inheritance taxes, making it especially appealing for long-term succession and estate planning.

Malta has become a destination of choice for international, globally mobile individuals and family offices, offering both stability and opportunity within the European Union.

Industry Services

We work closely with our clients in structuring their affairs through personalised solutions that combine tax planning, relocation advice, and succession strategies. A key part of our expertise lies in setting up corporate and tax-efficient structures that preserve wealth, optimise investments & assets, and provide long-term security. Our approach is discreet, forward-looking, and always centred on protecting our clients’ interests — giving them the clarity and peace of mind to focus on what matters most.

The Residence Programme (TRP)

The Residence Programme extends Maltese residency, together with a special tax status, to EU, EEA and Swiss nationals. Beneficiaries are taxed at a flat rate of 15% on foreign income remitted to Malta, subject to a minimum annual contribution of €15,000.

Applicants are required to meet defined financial and due diligence standards, including the acquisition or lease of a qualifying residence in Malta or Gozo. Designed for globally mobile individuals seeking both stability and efficiency, the TRP offers the opportunity to establish substance in a respected EU jurisdiction while enjoying Malta’s lifestyle advantages and competitive fiscal framework.

Relocating and establishing residency under Malta’s non-dom regime required forward-thinking tax planning solutions. At Zenco Partners, we guide clients through the most suitable route to tax residency and implement it effectively, ensuring they can fully benefit from the advantages of Malta’s The Residence Programme and non-dom tax regime.

Global Residence Programme (GRP)

The Global Residence Programme extends Maltese residency, together with a special tax status, to nationals of non-EU, non-EEA, and non-Swiss countries. Beneficiaries are taxed at a flat rate of 15% on foreign income remitted to Malta, subject to a minimum annual contribution of €15,000.

Applicants are required to meet defined financial and due diligence standards, including the acquisition or lease of a qualifying residence in Malta or Gozo. Designed for globally mobile individuals seeking both stability and efficiency, the GRP offers the opportunity to establish substance in a respected EU jurisdiction while enjoying Malta’s lifestyle advantages and competitive fiscal framework.

Relocating and establishing residency under Malta’s non-dom regime required forward-thinking tax planning solutions. At Zenco Partners, we guide clients through the most suitable route to tax residency and implement it effectively, ensuring they can fully benefit from the advantages of Malta’s Global Residence Programme and non-dom tax regime.

Ordinary Residence

Ordinary residency provides EU, EEA, and Swiss nationals with the opportunity to establish Malta as their main place of residence. It offers a straightforward path for individuals seeking to relocate and enjoy the benefits of living within a stable EU jurisdiction. At Zenco Partners, we guide clients through the residency process, advising on the most suitable route and assisting with the necessary applications and tax planning to ensure a smooth transition.

Personal Tax Planning & Advisory

Our tax planning and advisory solutions are tailored to each client’s unique circumstances, from the initial decision to relocate to Malta through to the implementation of an effective long-term strategy. At Zenco Partners, we support clients in establishing residency while meeting all regulatory requirements with efficiency and discretion.

Our services also extend to cross-border tax and restructuring, ensuring that globally mobile individuals achieve proper planning and seamless compliance across jurisdictions.

Succession Planning

At Zenco Partners, we understand that succession planning is about safeguarding your legacy and ensuring a seamless transfer of wealth across generations. We take a discreet yet personal approach, aligning tax-efficient strategies with your family’s unique objectives.

From wealth preservation strategies to tax planning on inheritance and estate structuring, our focus is on delivering clarity, compliance, and lasting peace of mind, so that your wealth is preserved with confidence and longevity.

Personal Tax Compliance

We assist individuals with all aspects of personal tax compliance in Malta, from preparing and filing annual tax returns to advising on residency status, remittance rules, and available reliefs. Our approach combines technical precision with a personal touch, ensuring your affairs remain fully compliant while optimising your overall tax position.

Whether you are a Maltese resident, a non-dom, or relocating to Malta, we provide clarity and peace of mind through every stage of the compliance process.

Corporate Structuring

We assist non-dom individuals in structuring their Maltese and international holdings efficiently, ensuring that business and investment activities are aligned with Malta’s remittance-based tax system. Our approach focuses on creating clear, compliant, and tax-efficient structures that optimise the benefits available under the non-dom regime. From cross-border planning to ongoing compliance, we deliver strategic solutions that provide flexibility, control, and peace of mind for globally mobile individuals.

On-going VAT and Income Tax compliance

We manage all aspects of your VAT and income tax compliance in Malta, ensuring timely submissions, accurate reporting, and full adherence to Maltese and EU regulations. Our proactive approach helps businesses and individuals maintain a compliant tax position while avoiding unnecessary administrative burdens.

On-going Accountancy

Our accountancy services in Malta cover the full financial cycle — from bookkeeping and management accounts to financial statement preparation. We ensure your accounting records remain accurate, transparent, and compliant, supporting informed decision-making and sustainable business growth.

Private Clients FAQs

Why do high net-worth individuals choose Malta as their strategic base?

Malta isn’t just a Mediterranean paradise, it is also a smart choice for entrepreneurs, investors and families seeking a jurisdiction that combines tax efficiency, flexibility and a high standard of living. As a full member of the European Union with English as an official language, Malta offers a robust legal system, favourable tax framework and a safe environment for globally mobile individuals.

How does Malta tax individuals who obtain their tax residency in Malta but are not domiciled in Malta?

Malta’s Non-Dom regime allows individuals who are tax resident but not domiciled in Malta to benefit from the remittance basis of taxation. Such individuals will be taxed in Malta on income and capital gains arising in Malta and on foreign income remitted to Malta. Foreign income not remitted to Malta is outside scope of the Malta tax net and foreign capital gains are not taxed in Malta, even if remitted to Malta.

Does Malta have wealth or inheritance taxes?

No, Malta does not impose any wealth, inheritance or gift taxes in Malta. This provides certainty and flexibility for long-term succession and estate planning.

What is Malta’s corporate tax rate?

The standard corporate tax rate is 35% however Malta operates a tax refund mechanism whereby non-resident shareholders typically receive a 6/7th tax refund of the Malta tax paid upon a dividend distribution to the shareholder, reducing the effective tax rate to 5%.

Does Malta impose any withholding taxes on outbound dividend payments?

No, Malta does not impose any withholding taxes on outbound dividend payments. Additionally, Malta has an extensive double tax treaty network (over 80 double tax treaties in place) which is particularly beneficial and useful in instances where the Malta Co is receiving inbound payments from foreign jurisdictions.

Does Malta offer any tax residency solutions or programmes?

Yes, tax residency in Malta can be achieved through various solutions, including but not limited to Standard Ordinary Residence, Global Residence Programme (non-EU nationals), The Residence Programme (EU/ EEA nationals) and the Digital Nomads Visa Permit.

Apart from other benefits, these tax programmes typically offer a beneficial flat tax rate of 10% - 15% on any income remitted to Malta, subject to certain conditions.